AUTO INSURANCE
Auto insurance in Florida is designed to protect drivers, passengers, and vehicles from the unexpected. At a basic level, Florida only requires drivers to carry Personal Injury Protection (PIP) and Property Damage Liability, which help cover medical expenses and damage to others in the event of an accident. However most drivers also choose to add important coverages such as Bodily Injury Liability, Comprehensive, Collision, Uninsured Motorist, and roadside assistance to better protect themselves and their vehicles. Understanding these options is key to building a policy that meets both legal requirements and your personal needs & protection.
At Safe Haven Insurance, we help Florida drivers navigate their auto insurance options with clarity and confidence. As a locally owned agency serving the Treasure Coast, we take a personalized approach to every policy, working with multiple insurance carriers to find quality coverage at competitive rates. Our goal is to ensure you have the right protection while providing responsive service and guidance you can rely on long after your policy is in place.
UMBRELLA
LIABILITY
INSURANCE
Umbrella insurance provides an extra layer of liability protection that goes beyond the limits of your auto, home, or other personal insurance policies. It helps protect you financially if you’re involved in a serious accident or claim that exceeds your standard policy limits, such as a major auto accident, a liability claim on your property, or certain personal injury lawsuits. In today’s environment, where legal and medical costs continue to rise, umbrella coverage can play a critical role in safeguarding your assets and future income.
At Safe Haven Insurance, we help clients determine whether umbrella insurance is a smart addition to their overall protection strategy. As a locally owned agency serving the Treasure Coast, we focus on providing clear explanations, affordable coverage options, and personalized service. By reviewing your existing policies and liability exposure, we help ensure you have the right level of protection to maintain peace of mind in unexpected situations.
HOME INSURANCE
Home insurance in Florida is designed to protect one of your most valuable investments against a wide range of risks. A standard homeowners policy typically includes coverage for the dwelling, personal belongings, liability, and additional living expenses if your home becomes uninhabitable due to a covered loss. Florida homeowners often consider additional protections such as windstorm coverage, screened enclosure coverage, animal liability, and endorsements for high-value items to ensure their policy reflects the unique risks of living in this region, to name a few.
At Safe Haven Insurance, we help homeowners make informed decisions by explaining coverage options in clear, straightforward terms. As a locally owned agency serving the Treasure Coast, we work with a variety of trusted insurance carriers to provide quality, affordable home insurance solutions tailored to your property and lifestyle. Our personalized approach ensures your coverage options have the ability to evolve with your needs, giving you confidence that your home and family are well protected year after year.
GENERAL
LIABILITY
INSURANCE
Commercial General Liability (CGL) insurance is a foundational coverage for businesses of all sizes, designed to protect against common risks such as bodily injury, property damage, and personal or advertising injury claims. Whether a customer slips at your location, property is damaged while you’re performing work, or a claim arises from everyday business operations, general liability coverage helps protect your business from potentially costly legal and medical expenses.
At Safe Haven Insurance, we work closely with local business owners to provide commercial general liability insurance that fits their specific operations and risk exposures. Proudly serving the Treasure Coast, we offer personalized guidance and access to quality carriers to help secure reliable and affordable coverage. Our goal is to help protect your business so you can focus on growing with confidence, knowing your foundation of coverage is in place.
FLOOD INSURANCE
Flood insurance is an essential form of protection for Florida homeowners, renters, and business owners. Many standard homeowners insurance policies do not cover flood damage, making a separate flood policy critical. While many people believe flooding only occurs near the coast or bodies of water, flooding can happen anywhere due to heavy rainfall, poor drainage systems, or saturated soil. In fact, a significant number of flood claims come from properties located outside of high-risk flood zones.
At Safe Haven Insurance, we help clients understand their true flood risk and the importance of being properly protected. Serving the Treasure Coast, we offer NFIP flood insurance options as well as private flood options, designed to provide reliable and affordable coverage, regardless of your property’s location. Our personalized approach ensures you receive clear guidance, accurate information, and peace of mind knowing you’re protected from one of Florida’s most common and costly natural risks.
RECREATIONAL
VEHICLE
INSURANCE
Recreational vehicle insurance helps protect your RV, travel trailer, motorhome, or camper against a variety of risks both on and off the road. Coverage typically includes liability, collision, comprehensive, and options such as personal property coverage, emergency expense protection, and roadside assistance. Because RVs are often used for travel, extended stays, or seasonal living, having the right insurance in place is essential to safeguard both your vehicle and your lifestyle.
At Safe Haven Insurance, we help clients find recreational vehicle insurance that fits how they use their RV. Serving the Treasure Coast and surrounding areas, we work with trusted insurance carriers to provide quality, affordable coverage with personalized service. Whether you’re a weekend traveler or a full-time RVer, we’re here to help ensure your adventures are protected every mile of the way.
Safe Haven Insurance is your trusted insurance choice for Auto Insurance, Homeowners Insurance, Flood Insurance, Umbrella Insurance, Commercial Insurance, General Liability Insurance, Business Auto Insurance, Commercial Property Insurance, Renters Insurance, Condo Insurance, Motorcycle Insurance, Boat Insurance, Watercraft Insurance, Golf Cart Insurance, Port St. Lucie Auto Insurance, Port St. Lucie Homeowners Insurance, Port St. Lucie Flood Insurance, Port St. Lucie Umbrella Insurance, Port St. Lucie Commercial Insurance, Port St. Lucie General Liability Insurance, Port St. Lucie Business Auto Insurance, Fort Pierce Auto Insurance, Fort Pierce Homeowners Insurance, Fort Pierce Flood Insurance, Fort Pierce Umbrella Insurance, Fort Pierce Commercial Insurance, Fort Pierce General Liability Insurance, Fort Pierce Business Auto Insurance, Stuart Auto Insurance, Stuart Homeowners Insurance, Stuart Flood Insurance, Stuart Umbrella Insurance, Stuart Commercial Insurance, Stuart General Liability Insurance, Stuart Business Auto Insurance, Vero Beach Auto Insurance, Vero Beach Homeowners Insurance, Vero Beach Flood Insurance, Vero Beach Umbrella Insurance, Vero Beach Commercial Insurance, Vero Beach General Liability Insurance, Vero Beach Business Auto Insurance